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"TR Insurance Group has been providing my small business with our insurance needs since 1990. Randy's personal service, integrity and knowledge give me the confidence that my insurance needs are handled by a real professional!"

Karen Lowe, Swirling Silks, Skippack

RLI In-home Business Insurance

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Did you know that most homeowners carriers do not cover losses to your home-based business?

Protect your home-based business, craft or hobby from losses not typically covered by your homeowners policy. Don't count on good luck to protect you.

If you operate a business out of your home - either full-time, part-time, or as a hobby - you may be surprised to learn that many homeowners and renters policies do not cover losses from business activities. That means you could be out of luck if you have a property loss or liability claim related to your work at home. If you take a moment to add up the amount of inventory and equipment alone dedicated to this business, it can add up very quickly!

Count on RLI to protect you.

RLI's @Home Business Protection is specifically designed to meet the insurance needs of eligible at-home small businesses, including crafters, hobbyists and SOHO (small office home office) businesses. Our program reduces your risk by providing very affordable coverage every home-based business needs.

  • Up to $1,000,000 in business general liability coverage, both on and off the residence premises
  • Up to $50,000 in business personal property limits for protection at home and while temporarily off premises
  • A standard $100 deductible
  • Up to $5,000 per person for medical payments to customers or vendors injured on your premises
  • Optional coverages for money and securities
  • Available in all states and the District of Columbia, regardless of the carrier providing your homeowner coverage